What is MCC 5099: Precious Stones and Metals, Watches and Jewelry?

MCC 5099 is a four-digit merchant category code assigned to merchants whose primary products involve precious stones, metals, watches, and jewelry. These codes are used by card issuers such as Visa and Mastercard to define the kinds of goods or services a business offers. As each transaction passes through the payment network, these MCCs help distinguish your business from others, affecting how interchange fees are calculated and how your business processes credit and debit card payments.

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